Financial Empowerment Workshop

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Name: Financial Empowerment Workshop
Date: March 7, 2019 - May 11, 2019
Event Description:
Financial Empowerment Workshop Schedule Thursdays and Saturdays– 10:00 AM to Noon At Tucson Urban League office – 3425 E. Grant Rd. (just west of N. Palo Verde) • Orientation – Overview of Tucson Urban League services at each class 1. Thursday, March 21, 2019 also offered on Saturday, March 23, 2019 Workshop 1 – Your Credit and Why It’s Important Freddie Mac believes that the single most effective way to prepare consumers for homeownership is to educate them on the importance of using credit wisely. This workshop introduces credit, basic terminology, and the importance of building a better credit record. • Be able to truly describe credit • Learn credit terms • Learn the value of good credit 2. Thursday, March 28, 2019 NO CLASS on the following Saturday Workshop 2 – Managing Your Money Learn about the importance of developing a spending plan and developing wise spending habits, in addition to receiving tips on how to save money. • Difference between needs & wants • Create a spending plan • Create a savings plan • Use credit cards wisely 3. Thursday, April 4, 2019 also offered on Saturday, April 6, 2019 Workshop 3 – Goal Setting Find out about the importance of setting goals to achieve financial objectives. • How and where to start • Define short-term and long-term goals • What is a “SMART” goal 4. Thursday, April 11, 2019 also offered on Saturday, April 13, 2019 Workshop 5 – Establishing and Maintaining Good Credit Learn how to establish a credit presence and maintain a good credit history. The workshop also reviews the contents of a credit report, as well as the primary credit and consumer protection laws. • Steps to establish good credit • Information in a credit report • Identify the 3 reporting agencies 5. Thursday, April 18, 2019 also offered on Saturday, April 20, 2019 Workshop 4 – Banking Services: An Important Step Get valuable information on the basics of banking and the importance of establishing a relationship with a financial institution to build credit, save money, and achieve goals. • How using a bank can save you money • How to choose a banking institution • How starting a relationship with your bank can help you Workshop 7 – Avoiding Credit Traps Get valuable information on how to avoid credit traps, identity theft, and predatory lending practices that can consume personal resources and severely damage credit histories. • What is a predatory loan? • How to avoid a predatory loan • Be aware of identity theft 6. Thursday, April 25, 2019 also offered on Saturday, April 27, 2019 Workshop 6 – Understanding Credit Scoring This workshop describes credit scoring from a borrower’s perspective and illustrates how consumer behavior affects credit scores. • Define credit score • How are scores determined • Improve your score over time 7. Thursday, May 2, 2019 also offered on NO CLASS on the following Saturday Workshop 8 – Restoring Your Credit Part 1 This workshop shows how to deal with credit difficulties and provides tips on how to restore impaired credit. • Spot credit problem signs • Manage a financial crisis • Use the tools to restore credit 8. Thursday, May 9, 2019 also offered on Saturday, May 11, 2019 Workshop 9 – Restoring Your Credit Part 2 This workshop shows how to deal with credit difficulties and provides tips on how to restore impaired credit. Objectives: • Be able to describe four steps to financial success • Be able to make sound financial decisions now and in the future Contact: Johanna Duffek 520-349-8259 jduffek@tucsonurbanleague.org https://tucsonurbanleague.org/
Location:
3425 E. Grant Rd. (just west of Palo Verde)
Date/Time Information:
Thursday and Saturday 10:00 AM to Noon each day
Contact Information:
Johanna Duffek, 520-349-8259 cell, jduffek@tucsonurbanleague.org
Fees/Admission:
No fees
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